Our Services

We provide professional services to support your financial obstacles and improve your credit score.  We promise to provide every service with a smile, and to your highest level of satisfaction.

Default Removal

Do you know if you miss a payment of $100 or more on a debt, you can 'default' a loan, and it can affect you for 5 years - unless, removed. It's actually more common than you think, and we're here to help.

When you stop making required payments on a debt, you can cause a default which can damage your ability to obtain small or larger credit amounts. These defaults will appear on your credit report for 5 years.

Defaults can occur on secured debt, such as a mortgage loan secured by a house, or unsecured debt, such as credit cards or a student loan.

Does this sound like you? Sing out and let's get started.

Remove my Defaults

Court Action or Judgement Removal

On a case-by-case basis we can apply to the court to remove defaults imposed by the court, such as an outstanding debt dispute with a supplier.

Court actions are a record of any action taken by the court such as a writ or summon that is related to an outstanding debt. A court judgment can be placed on your credit report and can remain for 5 years but stress-less - that's what we're here for!

Credit Success story:
Due to a divorce, a client fell into a deep depression. With that, they left their debts go past-due, including the Marital home and their loans. Credit Success removed 1 court judgment and 2 defaults, due to errors and compassionate grounds.



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Credit Enquiry Removal

Every time you apply for a credit card, loan, mortgage or utility application, the credit provider lists an 'enquiry' on your credit report. Multiple enquiries made in a short amount of time, can affect your ability to obtain credit.

For example, if a customer did not sign a privacy/consent form and the lender submitted an enquiry for a credit card - that's a big no-no on their behalf and that's where we can step in!


Credit Success story:
A customer applied for their first home loan and the lender accidentally put two enquiries on their credit report and only one loan proceeded. We removed one enquiry and the credit score was successfully increased due to the error.

Every time you apply for credit, it is recorded on your credit report. For a credit enquiry to be removed, it has to be proven to be in-error or due to fraud.

Remove my enquiries

Repayment History Information

Do you know that late payments over 14 days can stay on your credit report for up to 24 months?

We liaise on your behalf to remove any unjust records that might be negatively affecting your report.

Wouldn't it be nice to reverse somethings of your past? Repayment History Information is reported monthly by Credit Providers on your Credit Report for credit accounts such as loans and credit cards stating if the customers credit payment obligations have been met.

Payments paid more than 14 days past the due date can be recorded as a late payment which can lead to a bad repayment history that can stay on your credit report for 24 months. By removing eligible late or missed payment records, it can improve the likelihood of successfully obtaining a loan.


Credit Success story:

A client fell seriously ill and was unable to work during their treatment and could no longer pay their car loan on time. They did notify the credit provider of the circumstances however they still placed late payments on their credit report. We removed the late repayments due to the circumstances. 12 months later, the client then went on to be able to purchase their dream home at a lower interest rate without the financial obstacles.

Remove my history

Interested in our services but not sure where to start? We’re here to help!

We want an insight to your credit reporting so we can rectify any issues and give you the best possible head-start in your future finance.

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