Australia’s Most Trusted Credit Repair Service

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Fast, Safe, and Transparent Credit Repair Solutions for Australians

LET'S TALK

Fix Your Credit Score Fast with Australia’s Best and Most Reliable Credit Repair Team

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We Are an ASIC-Licensed, Fully Regulated Credit Repair Company in Australia

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Improve Your Credit Score for Home Loans, Car Loans, and Approvals

Multi-Award Finalists for Excellence in Credit Repair & Financial Services

MPA’s Elite Women for 2025

Kerry Sainsbury has always wanted to help people who feel stuck or ignored, especially during times of financial stress. That focus has guided every step she has taken. 

 

As CEO of Credit Success and one of MPA’s Elite Women for 2025, she puts people at the centre of everything she does. For Sainsbury, every client is a person she can support through a tough time. 

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Kerry's career has been shaped by both purpose and chance. She entered the credit repair industry by accident. Once she saw the difference it made in people’s lives, she knew she had found the right path. 

Gender Equality Awards 2024 Calibrate

We are delighted to announce that our Director, Kerry Sainsbury, has been selected as a finalist for the prestigious 2024 Gender Equality Awards:

 This nomination is a testament to Kerry's exceptional leadership and unwavering commitment to promoting gender equity within the finance industry.

The Gender Equality Awards 2024 Calibrate recognize individuals and organizations that have made significant strides in advancing gender inclusivity across various sectors. Kerry's nomination places her among Australia's distinguished leaders dedicated to fostering equitable workplaces and driving meaningful change.

At Credit Success, we take immense pride in Kerry's achievements and remain steadfast in our mission to uphold excellence in all facets of our work. This nomination not only reflects Kerry's dedication but also underscores the collective efforts of our entire team in championing a more inclusive finance landscape.

We extend our heartfelt gratitude for your continued support as we strive to make a positive impact on gender equality in Australia.

Women in Finance Awards 2024

Our Director, Kerry Sainsbury, has been nominated for the prestigious Director of the Year award. This recognition highlights Kerry's exceptional leadership and dedication to excellence in the finance industry.

The Director of the Year award honors individuals who have demonstrated outstanding leadership, innovation, and commitment to driving their organizations forward. Kerry's nomination places her among the distinguished leaders making significant contributions to the Australian finance sector.

At Credit Success, we are immensely proud of Kerry's achievements and remain committed to delivering excellence in all aspects of our work. This nomination not only reflects Kerry's dedication but also the collective efforts of our entire team.


Asia Pacific Stevie Award 2024

We are beyond excited to share that we have been awarded by Asia Pacific Stevie Award 2024 (Gold Stevie Award) for Innovation in Customer Service Management, Planning & Practice | Financial Services Industries.


The Stevie® Awards are the world's premier business awards. They were created in 2002 to honor and generate public recognition of the achievements and positive contributions of organizations and working professionals worldwide. In short order the Stevie has become one of the world's most coveted prizes.


This award is a reflection of our team’s relentless drive to excel and innovate in every aspect of our service.


Women in Finance Awards 2023

Credit Success has been selected as a finalist for the prestigious Women in Finance Awards: Entrepreneur of the Year category. This recognition places us among the outstanding women who are making a significant impact on the Australian finance industry.


The Women in Finance Awards have emerged as a national benchmark for excellence, honoring those women who have demonstrated unwavering dedication to driving the industry forward. These awards serve as a celebration of the accomplishments of exceptional women across various sectors within finance, including brokers, accountants, bookkeepers, banking and finance lawyers, CEOs, entrepreneurs, thought leaders, and the promising stars of tomorrow.


MPA’s Elite Women for 2025

Kerry Sainsbury has always wanted to help people who feel stuck or ignored, especially during times of financial stress. That focus has guided every step she has taken. 
 

As CEO of Credit Success and one of MPA’s Elite Women for 2025, she puts people at the centre of everything she does. For Sainsbury, every client is a person she can support through a tough time. 

​

She says her career has been shaped by both purpose and chance. She entered the credit repair industry by accident. Once she saw the difference it made in people’s lives, she knew she had found the right path. 

​

“I realised I had found my calling. After that, I decided to grow Credit Success into a trusted brand known for honesty, compassion and real results,” she says. 

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That trust has been hard-won, and Sainsbury is proud of what Credit Success has achieved. 

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Read more

A gold gender equity awards finalist 2024 re calibrate badge

Leading Credit Repair Experts – Remove Defaults, RHI, Errors & Court Judgment, and Debt Negotiation

Fixing your credit report doesn't have to be hard.

FREE credit evaluation

Including access to your

  • Credit score
  • Credit summary
  • Credit report
  • Free consultation to hear your solution options and
  • Free education on continuously improving and maintaining your credit score

Your credit score matters

The average credit score in Australia is 695 however 853 or higher increases your borrowing power.
Why is that a good thing?

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1 in 4 chance of error

There is a 1 in 4 chance that your credit report has an error that needs correcting.

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Boost your credit score

Repairing your credit report helps to boost your credit score.

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Become 'mortgage ready'

Health check your credit score & report to make sure you're on the right path to be offered a lower interest home loan.

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Lower your interest rates

Refinance and consolidate your loans to lower and save on interest.

Request your credit score
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A gold logo for credit success with a speedometer in a hexagon.
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    We can not recommend Credit Success enough.  


    We had tried another repair company who was not able to get a fraudulent mark removed.  

    Credit Success kept me in the loop through the whole process and was able to get the job done.  

    Thank you so much to the Credit Success Team.


    Happy Successful Client

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    I have known Kerry for many years and she is very professional and is very knowledgeable and well respected in the industry.

     

    I would refer any customer to Kerry if they have any credit concerns.


    My State

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    Kerry and the team at Credit Success are passionate about helping their clients get the best possible outcome and putting them on a path to success.  They are knowledgeable and so easy to work with.  There is no judgement from them, just support and hard work to get their clients on track.  I highly recommend Credit Success to my clients to assist them in preparing to apply for mortgage finance – and get the loan they want to achieve their property goals!


    Peta-Louise, Boutique Broker

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We guarantee we will improve your credit report - or your money back*

Remove bad credit - 95% success rate

 Our professional team has over 24 years experience in finance & credit repair.
Getting started is simple!

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STEP ONE

Contact us by filling in the 'apply now' form, including a personal story so we can understand your case. Or call us directly. Call 1800 956 694 or admin@creditsuccess.com.au.

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STEP TWO

Credit Success will review your application or enquiry, and one of our friendly team members will contact you within 24 hours by calling you contact number. If we are unable to get hold of you, we will send you an email for follow up.

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STEP THREE

Once we have discussed your case with you and confident we are able to take on your case. We will send you our link to our application and privacy forms to get started. The process in repairing your credit report can take up to 8 weeks for more complicated cases.

What contributes to your credit report?

Your credit report is based off a combination of factors and determined by credit bureau assessments

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50 % Credit Applications & Enquiries

How many times you have applied for credit accounts

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30% Repayment History

24 months for credit cards, loans, mortgages & utilities

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10% Adverse Events

Defaults, debt agreements, insolvencies, etc.

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4% Credit Limits

How long your credit accounts have existed.

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3% Credit History

How high your credit card and loan limits are.

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3% Personal Information

Your personal details.

*The percentages in this chart show how important each of the categories is in determining your credit score. The components + percentages are subject to change between credit reporting bureaus and lenders across Australia. Different credit reporting agencies have different criteria as to how they calculate your credit score.

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Credit Applications & Enquiries

How many times you have applied for credit accounts

Repayment History

24 months for credit cards, loans, mortgages & utilities

Adverse Events

Defaults, debt agreements, insolvencies, etc.


Credit Limits

How high your credit card and loan limits are.

Credit History

How long your credit accounts have existed.

Personal Information

Your personal details.